Changes, Routines and a New Job!

Is there anyone out there who actually LIKES change?  I know I don’t.  In fact I try to avoid it at all costs!  As I’ve gotten older, I’ve learned that change isn’t always a bad thing though. Sometimes it’s a door waiting to be opened that is going to enrich your life or it’s a door that becomes a huge risk that fails and you learn from it.

I think that it’s the “change of routine” that is scary to me.  I’m a very routine person and when there is a change, I panic.  Although I am able to adapt to the change, it takes me a while to start a new routine with the change.  Once that is done, I’m good…until the NEXT change! Exhausting!!

Just recently, I started a new job.  I was at my previous job for almost 7 years so this new step in my life was obviously scary to me (but MUCH needed).

What helped me through this change was the fact that 95% of the change would be positive to me and my family.  The other 5% was my fear of change!  Since the move to this new opportunity was a no brainer, the 5% was just an adjustment to a new routine, new people and new assignments.  After my first day on the job, the 95% became 100% really quick! Less stress, more money, 5 minute commute compared to a 30-40 minute commute and being able to come home for lunch. It’s a pretty good gig so far!!

And finally, I’d like to thank all the people who stood by my side and believed in me, before and during the job change. Life would be nothing without my cheerleaders!

Till next time!

~Stacy

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Weekend Fun 7.20.18 – 7.22.18

Hey everyone!  Just got back from the west coast of Florida to visit Gina, Tony and my nieces.  It was a much needed weekend away!  My niece Sophia has her permit now and is driving really well (we didn’t die) and Ava is doing great with her YouTube channel.  Follow her at Ava Kathryn.

Below are some pictures from my weekend…..

Till next time!!!

Stacy

Money Goals

savingpng-2-e1532093021149I’m trying to make a list of money goals that I would like to attain within the next 5 years.  I’d like to be able to make $1000 more a month to pay off our bills, our cars and save for a second property/home (I now have $49.75 in the second home fund…I MAY need to step up my game a bit!).  I’ve done heavy research on making money online and have been following bloggers on how they make money on the internet and I’m ready to put this plan into motion!

As of right now, I make close to nothing with a few of my side hustles and I’d like to change that sooner rather than later!  The way that I am going to do this is:

  • Online surveys
  • Saving money on groceries by couponing, using money saving apps and buy one get one free items (aka..BOGO’s).  Goal: $70 a week
  • Saving money on ANYTHING I buy online with apps like Ebates
  • Pick up every coin (or bill) that I find on the ground, put it in a jar, then when the jar is full, cash it in.  I also have a separate jar with all OUR change, not the pennies from heaven.
  • Sell some of our stuff on Ebay and Amazon
  • Create more items for my Zazzle store
  • Put more time and effort into my Thirty One Gifts business and real estate business

I would also like to be able to save 5% from my paycheck and my husband’s paycheck every two weeks to put into an emergency fund (which I want to be separate from a savings account we have) AND into a second home fund.  This is going to be tough since we have other debt that we would like to pay off fast but it’s so important to have an emergency fund and owning another property has always been a dream of ours.

So there you have it!  My money goals written down and posted on the internet for all to see!  Some of these goals are already in motion but it’s time to take them more seriously then we have been lately.  There’s always room to save more money.  It’s just a matter of what you can live without.  Time will tell!  🙂

Till next time

Stacy

My Grocery Trip 7/14/18

Yesterday I went food shopping at Winn Dixie and went over my goal of only spending $70 on groceries. See my total and savings below:

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I received $.25 back from Ibotta and 1,541 points toward a $5.00 Amazon gift card on Fetch Rewards which brought my total to $85.45!  I also completed a Winn Dixie survey which will earn me $5 off of my next trip of $40 or more. I could have done so much better but it’s not easy when you’ve been slacking on couponing lately and trying to get back on track.  Next week I’ll have to try and make up for overspending this week.

Final analysis of my trip:

  • I spent $15.45 over my goal of $70 a week (UGH)
  • I am now eligible for an Amazon gift card (you can choose other stores but I’m an Amazon freak) with points from a few weeks of shopping
  • I’ve been doing Swagbucks surveys and am almost at a total where I am eligible for a $5.00 gift card to Amazon or other select stores.

Another thing that I did this weekend was check balances on some of our gift cards that we received for our birthdays and Christmas.  We had a total of $55 in gift cards! 

Do you have gift cards that you’ve forgotten about? Time to check them!

Till next time!

~Stacy

 

Saving Money on Groceries

I’ve been clipping coupons and using coupon apps for a while now.  I admit, I slack at it sometimes but I really need to start paying more attention as I am spending way too much money on food for hubby and I.  Today I went food shopping and spent $109.29! WHAT!  Granted, I purchased a lot of food, used coupons, planned my trip, got many items buy one get one free, used my coupon apps and got about $1.75 back but I KNOW that I could do better!  I’m just lazy.

I have to go back to treating couponing and searching for deals a part time job.  When I used to do this I saved so much money.  There is no reason why I should be spending this kind of money on food A WEEK for 2 people!  Nonsense!!!

As of today, I am making a goal of spending $70 a week on groceries.  This will include clipping coupons, digital coupons, Ibotta and Fetch Rewards  .  If you haven’t signed up for these two apps, YOU SHOULD so you can save extra money on things that you may already buy on a weekly basis.

Who wants to do this challenge with me?

~Stacy